BEST ARTICLES FOR ALL: College and University

High school music scholarships are available for those students who wish to earn a degree from a higher learning institution.
Take advantage of these high school music scholarships today so you can have an easier time paying your educational costs.
Remember to also do your own research to find more scholarships that fit your needs.

*** Click Here to Register Free for the $10,000 Scholarship ***

A $10K scholarship is offered at Scholarship Zone just by registering.
The requirements to apply are that you must be at least 18 years old and live in the United States.
Just register with them at their website to enter the $10K scholarship drawing.
Remember to register for free at their site as each drawing occurs each month.

The Buckeye Valley Daughters of the American Revolution Scholarship offers a $500 scholarship award for the student who meets their required criteria. Some of the requirements that students need to meet in order to be eligible for the scholarship include a minimum grade point average of a 3.0 based on the standard 4.0 scale. Also, students need to be enrolled full-time and only those students who are residents of the state of Arizona are eligible to apply. Students do not need to demonstrate financial need in order to be eligible for the scholarship. Students do, however, need to be either sophomores all the way up to seniors or transfer students to qualify. The deadline is on June 1.

*** Click Here to Register Free for the high school music scholarships $10,000 Scholarship ***

You are strongly encouraged to apply for scholarships early because you will be less likely to miss deadlines and you will give yourself more time to apply for other scholarship opportunities.

On December 10th, 2007, Harvard President Drew Faust and Dean of the Faculty of Arts and Sciences, Michael D. Smith, announced their new, innovating financial aid program in an attempt to make Harvard more affordable for families of all incomes, but particularly for families of middle and upper middle incomes. Major improvements were made in awarding grants, eliminating student loans and removing home equity values from the financial aid calculations, as well as eliminating the contribution made by families with incomes less than $60,000:

"Families with incomes above $120,000 and below $180,000 and with assets typical for these income levels," Harvard announced, "will be asked to pay 10 percent of their incomes. For those with incomes below $120,000, the family contribution percentage will decline steadily from 10 percent, reaching zero for those with incomes at $60,000 and below."

"We want all students who might dream of a Harvard education to know that it is a realistic and affordable option," said President Faust. "Education is fundamental to the future of individuals and the nation, and we are determined to do our part to restore its place as an engine of opportunity, rather than a source of financial stress. With no loans, no consideration of home equity, and a dramatic increase in grant aid, we are not tinkering at the margins, we are rebuilding the engine…This is a huge investment for Harvard, but there is no more important commitment we could make. Excellence and opportunity must go hand in hand," he said.

NOT SO FAST WITH YOUR APPLAUSE. Before you begin offering words of praise for Harvard's proclaimedfinancial aid initiative, consider whether or not, as we've seen so many times before, all of those carefully chosen words are as empty as the pot at the end of a rainbow that nobody ever finds. Could it be that the Ivy League giant has already balked on their promise and that some of their groundbreaking financial assistance is nothing more than a lot of hype?

Two of the families I counseled are sending their kids off to join the Class of 2012 and have been gravely disappointed by the new Harvard financial aid program as promised in their earth shattering announcement.

With a $35 billion endowment fund, one may wonder why Harvard would cheat a family with virtually no assets out of $750. It's beyond comprehension, but that is exactly what they did to a New England family with a 2007 income far less than $150,000. And, despite my advice, they were petrified at the prospect of challenging Harvard's initial offer, fearing they would jeopardize their student's future at the prestigious
school. Consequently, they didn't.

The second family let down by the announced financial aid enhancements is from the Midwest and had an income of just over the $180,000 threshold. There were some extenuating circumstances and, accordingly, I suggested an appeal. Lo and behold, Harvard sprung for an additional $6,000, but only after discounting numerous business expenses that the IRS had accepted! And if all of Harvard's glitter is gold, why was the appeal necessary in the first place?

One thing is certain, if Harvard low balled their financial aid offers to these families, it is safe to assume there are others who have had the crimson pulled over their eyes. I welcome any Harvard family, and since we're on the subject, any other college or college-bound family, to contact me for a FREE financial analysis to determine if they too were short changed and if there is any way to obtain additional financial aid. (There usually is.)

Over the past ten years, prompted by the leadership of former president, Neil L. Rudenstine, Harvard's grant appropriations have increased 143 percent, and in 2008 and beyond, more than 90 percent of Harvard families will qualify for what appears, on the surface, to be a most generous financial aid program. Two-thirds of the students currently attending receive some form of financial aid and need-based scholarships are awarded to half of them. This brings Harvard's total aid assistance for 2008 to more than $98 million – about ½ of 1% of the total funds they have available.

Fact is, Harvard has so much money it could actually pay the tuition for the entire student body for the next 100 years and still have billions of dollars left over! So, let the borrower beware. Before you canonize America's most sought after college for taking up the financial aid torch, remember that while the lyric may be new, we've all heard that tune before, and it ain't necessarily so.

Do the math. Appeal an unappealing award offer, and take no grant for granted. Trust should never be a gift – it should be earned, every year a student is in school…

BEST ARTICLES FOR ALL

Translate

Senin, 08 Desember 2014

High School Music Scholarships - Want a $10,000 Scholarship?

Harvard’s 10% Financial Aid Policy Ain’t Necessarily so